Television Show Archive
Watch expert guidance from the EIA team – Browse our full library of televised episodes below.
Latest Episode
Are You Over The Limit?
- The IRS is always going to get their share. The question is, when do you want them to get it? Do you want to pay them now and break up forever, or do you want to kick it out into the future where they could potentially change the rules?
- 28min
All Episodes
EP. 144
Are You Over The Limit?
- 28min
- The IRS is always going to get their share. The question is, when do you want them to get it? Do you want to pay them now and break up forever, or do you want to kick it out into the future where they could potentially change the rules?
EP. 143
Retirement: Am I Ready?
- 28min
- That is true peace of mind, in my opinion. When you know exactly where that income is going to come from, you know exactly what it’s going to look like after taxes, and you have a plan to make sure that hopefully it increases with the cost of living. That’s the type of thing that could give you peace of mind.
EP. 142
Retirement: Turn Savings Into Income
- 28min
- As the inflation rate goes up, if you're not matching at least that inflation rate after taxation, I would argue that you're losing purchasing power. It's what I call losing money safely. And it's not that you're losing principal; it's that you're losing your purchasing power.
EP. 141
Social Security | 62, 67, or 70?
- 28min
- Not everybody is in that position, which is why break evens are nothing more than a data point. It’s important for you to know it, but it should not, in my opinion, be the end-all, be-all decision maker for how you collect Social Security. What matters more is where’s my income going to come from.
EP. 140
Legacy Planning: It Matters More Than You Think
- 28min
- It doesn’t necessarily mean that every single person needs a trust, but every single person should think about what happens. Heaven forbid something happen to them, because I don’t care how much money anybody has. We all worked really hard to accumulate what we did accumulate, and I think that that is worthwhile to try to protect.
EP. 139
Roth Conversion | Is It Right For You?
- 28min
- What if your tax rate in retirement ends up being higher than your current tax rate? Not necessarily because your income is higher, but because maybe the government hasn't managed the balance sheet accordingly, and thus they have to raise taxes in the future. If that happened to you, what are you going to do?
EP. 138
Inflation vs Your Retirement
- 28min
- Well, isn’t that what planning is all about? Whether it’s for your health, whether it’s for your wealth or really anything else, I think the more preparation you have, the more comfort you’re ultimately going to have.
EP. 137
You Saved Millions — Now Why Can’t You Spend It?
- 28min
- What if you could spend more without having the fear of running out of money? What if you could spend more on your family and being able to do the things that were actually important to you? That, by the way, you never got to do while you were working because the job got in the way.
EP. 136
Why Saving for Retirement and Planning for Retirement Are Not the Same
- 28min
- It’s really about how much income that money can ultimately generate for you. The way that I think about it is, while we’re working, we’re used to having a paycheck that comes in every month. Our life is just about money coming in and money going out.
EP. 144
Feelings That Shape Your Financial Future
- 46min
- WCBM
- “Fear is the number one thing, especially when it comes to running out of money… true planning helps you mitigate some of those fears before those scenarios actually become reality.”
EP. 189
Beyond Dollars: The True Meaning of Legacy
- 47min
- WCBM
- “It's about, you know, what you would like to see, you know, passed on in terms of your values to your family and the lessons that you've learned, and a way to effectively share your life story with your family, your friends. I think it's a great idea.”
EP. 186
Gray Divorce!
- 47min
- WCBM
- “It absolutely is, right? I mean, it isn't just about the romance, you know, you have to think of things that are going to be coming together in terms of your finances, you know, are you going to merge 100% of your finances together, you know, put joint bank accounts, assume you know each other's assets are yours, do you keep them separate?”
EP. 140
Retire Like Royalty
- 47min
- WCBM
- “One thing we’re always preaching is having proactive financial management, as opposed to reactive management, and proactive financial management includes having the willingness to make difficult decisions at difficult times to better the long-term health of your financial plan.”
EP. 201
Retirement: The Importance of Planning
- 47min
- WCBM
- “Retirement is really almost like you're flying across the country. If you're retired, if you're in retirement, or within a few years of retirement, your plan needs to do more than just get you airborne, right? It actually needs to help you land the plane safely.”
EP. 191
Smart Spending in Retirement: Overcoming Emotional Barriers
- 47min
- WCBM
- “Another thing that we're big believers in is bucketing your money, right, creating a bucket of money where you're going to draw your income that's not dependent upon the market, and in terms of fluctuations up or down, the last thing that you want to be doing is taking out a chunk of money from your portfolio while the market's down. It makes it very difficult to recover.”
EP. 145
The Changing Seasons of Retirement and How to Prepare
- 47min
- WCBM
- “The scariest day of a retiree’s lifetime is not the day that they run out of money… it’s the day that they realize that they will run out of money, and there’s nothing they can do about it.”
Ep. 143
Cooking Up Your Perfect Retirement Plan
- 47min
- WCBM
- “It's not about timing the market, it's about time in the market, which really just reinforces the fact that investing is a long-term endeavor, and it should be treated as such.”
EP. 150
Strategize & Save: Key 2025 Retirement Changes Explained
- 47min
- WCBM
- “Just having money in different places is not a coordinated and comprehensive plan, because nowhere on those statements does it tell you when you're going to run out of money. It doesn't tell you what your tax rate is going to be when you retire. It doesn't tell you how to handle health care expenses.”
EP. 146
End of Year Checklist: Preparing for Your Retirement
- 47min
- WCBM
- “The closer you get to retirement, it’s not return on investment, it’s reliability of income. If you don’t have a reliable paycheck in retirement, you’re not going to be properly set up to have a comfortable retirement.”
EP. 145
The Changing Seasons of Retirement and How to Prepare
- 47min
- WCBM
- “The scariest day of a retiree’s lifetime is not the day that they run out of money… it’s the day that they realize that they will run out of money, and there’s nothing they can do about it.”
EP. 142
Mastering The Moving Parts of Retirement
- 47min
- WCBM
- “Retirement planning isn't something that you can leave to chance. It's not something that you want to leave till the last minute. You want to get out ahead of it and put that plan in place proactively.”
EP. 141
Prescription for Financial Health in Retirement
- 47min
- WCBM
- “One thing we’re always preaching is having proactive financial management, as opposed to reactive management, and proactive financial management includes having the willingness to make difficult decisions at difficult times to better the long-term health of your financial plan.”
EP. 140
Retire Like Royalty
- 47min
- WCBM
- “One thing we’re always preaching is having proactive financial management, as opposed to reactive management, and proactive financial management includes having the willingness to make difficult decisions at difficult times to better the long-term health of your financial plan.”
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“MAKING THE RIGHT DECISIONS AT THE RIGHT TIME, SITTING DOWN AND PUTTING TOGETHER A PLAN, AND FIGURING OUT WHAT IS AVAILABLE TO PROVIDE A LIFETIME INCOME IN RETIREMENT ARE ALL THINGS WE CAN HELP WITH HERE AT EIA.”
“STOP THINKING ABOUT RETIREMENT AS, ‘I HAVE TO GET TO [A CERTAIN NUMBER] BEFORE I CAN RETIRE.’ FIGURE OUT WHAT LIFE NEEDS TO LOOK LIKE, AND LET’S BUILD A PLAN THAT ALLOWS YOU THE OPPORTUNITY TO LIVE THAT LIFESTYLE.”
“WE ARE ALL ABOUT INCOME. WE WANT TO MAKE SURE YOU HAVE ENOUGH INCOME COMING IN WHEN YOU RETIRE. AND WE ALSO WANT TO MAKE SURE WE CONSIDER INFLATION AND TAXES.”
