Our Team

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Ozer Culhagil, Ph.D.

CHIEF EXECUTIVE OFFICER

Meet Ozer

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Stephanie Markwardt

Managing Director

Meet Stephanie

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Prashant Sabapathi

LICENSED FIDUCIARY | INVESTMENT ADVISOR REPRESENTATIVE

Meet Prashant

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Nicholas Innerbichler

LICENSED FIDUCIARY | INVESTMENT ADVISOR REPRESENTATIVE

Meet Nicholas

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Michael Hartzell

LICENSED FIDUCIARY | INVESTMENT ADVISOR REPRESENTATIVE

Meet Michael

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Connor Wilson

LICENSED FIDUCIARY | INVESTMENT ADVISOR REPRESENTATIVE

Meet Connor

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Jillian Howell

ADVISOR SUPPORT SPECIALIST

Meet Jillian

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Bill Fortin

PROPERTY & CASUALTY SPECIALIST

Meet Bill

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Nancy Nixon

NEW BUSINESS SPECIALIST

Meet Nancy

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Madelyn Marks

MARKETING & EVENT COORDINATOR

Meet Madelyn

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At Elite Income Advisors, we’re dedicated to empowering individuals with understandable and comprehensive financial education to facilitate making informed retirement decisions.


Our advisors understand that financial planning can be stressful and overwhelming. That’s why we simplify the process and provide you with personalized guidance by listening to you and considering all aspects of your financial situation. This allows us to provide you with accurate information and create an all-encompassing plan that fits your long-term objectives.

When you work with us, you’re in good hands. Our team is dedicated to helping you navigate the complex world of finance and investment. We’ll provide you with the highest level of service and expertise. Whether you’re just starting to plan for retirement or looking to maximize your current investments, our team is here to help you every step of the way.

Each of our team members draws from their personal experiences to understand the lasting impact of present financial decisions. There are a number of ways you can reach out to engage with us; call, schedule a confidential retirement opportunity conversation, or attend one of our educational workshops.

Contact Us