Are You Over The Limit?

Cynthia de Fazio 0:24Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi of Elite Income Advisors, and to our viewers at home, thank you for joining us each and every week. You know that this is the show to go to if you’re looking for advice in the retirement […]

Social Security | 62, 67, or 70?

Cynthia de Fazio 0:23Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, we know that you have a lot of questions surrounding Social Security. You’re probably asking yourself, when do I turn it on? Do I […]

Roth Conversion | Is It Right For You?

Cynthia de Fazio 0:22Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, are you in the retirement years and you’re asking yourself, well, why doesn’t anyone talk to me about tax planning? Well, we’re going to […]

Inflation vs Your Retirement

Cynthia de Fazio 0:22Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, once again, thank you for being with us this week. We know that you think a lot about retirement, and we’re going to talk […]

Why Saving for Retirement and Planning for Retirement Are Not the Same

Cynthia de Fazio 0:25Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, thank you so much for being with us today. We’re going to talk about a very important subject: income planning, and why having money […]

Retirement: The Importance of Planning

Speaker 1 0:01The markets move fast, and headlines move even faster, and retirement doesn’t get a do-over. Today on Retire Smart Maryland Radio, we’re breaking down why sentiment and timing matter more than ever, and how smart retirees protect their income before volatility turns real. Speaker 2 0:24Welcome in to Retire Smart Maryland Radio with […]

Retire With Confidence: Key Insights

Speaker 1 0:02We see it every week, people who save millions of dollars did everything right, and still aren’t sure how to retire confidently. Today on Retire Smart Maryland Radio, we’ll talk about what’s changing in 2026 and how to turn savings into a real paycheck that you can trust. Announcer 0:21Welcome in. in to […]

Smart Spending in Retirement: Overcoming Emotional Barriers

Speaker 1 0:02You’ve worked hard, saved wisely, and now you deserve to enjoy your retirement without guilt or fear. But how much extra can you spend without derailing your plan? In this segment, we’ll unpack practical spending rules that give you permission to splurge smartly, safely, and without second guessing all this coming up on […]

Gen Xer’s Are You Ready to Retire?

Speaker 1 0:01The Gen X is next in line to retire, and for those who’ve been saving diligently, this moment isn’t about fear, it’s about focus. With the youngest Gen Xers now turning 60, the big question isn’t if they can retire, it’s how to do it right. We’ll talk about that and more today […]