Category: Financial Planning

We all need to plan for the future. Explore our content on Financial Planning to learn more about the foundational steps you can take to achieve your most fulfilling version of retirement.

Your One-Stop Library for Comprehensive Financial Planning

Keeping up with today’s financial planning industry can feel overwhelming, but this page makes it simple. Browse our regularly updated hub of financial planning news, deep-dive financial planning blogs, and bite-sized financial planning videos curated by our team of registered investment advisors and every certified financial planner on staff. Each resource is designed to help you evaluate your current financial situation, sharpen your risk tolerance, and clarify your long-term financial goals.

What You’ll Learn

How to create a financial plan that balances cash flow, risk management, and wealth management for the years ahead.
Step-by-step strategies for saving for retirement, boosting net worth, and crafting an adaptive investment plan without sacrificing today’s bottom line.
Actionable guides on tax planning, building an estate plan, and protecting loved ones through smart insurance choices.

Whether you’re a DIY investor or work closely with a trusted financial advisor, our library delivers practical insight you can implement immediately. Because our content is clients-based, every article and video offers real-world examples that translate complex ideas into everyday decisions.

Want to learn more about Financial Planning? Fill out our Event Interest Form and join us for one of our Educational Workshops.

Of course, we’re always available to answer your questions. Get in touch and we can have a confidential retirement opportunity conversation! Learn more about our financial planning services for personalized support.

Retirement: Am I Ready?

Cynthia de Fazio 0:23Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi of Elite Income Advisors. And to our viewers at home, if you’ve been watching us week after week, you know that Prashant and the team like to talk about the bucket approach when it comes to financial […]

Retirement: Turn Savings Into Income

Cynthia de Fazio 0:23Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, as always, we welcome you to today’s show. And we’re going to talk about a very important topic: your risk tolerance, your risk capacity. […]

Social Security | 62, 67, or 70?

Cynthia de Fazio 0:23Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, we know that you have a lot of questions surrounding Social Security. You’re probably asking yourself, when do I turn it on? Do I […]

Inflation vs Your Retirement

Cynthia de Fazio 0:22Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, once again, thank you for being with us this week. We know that you think a lot about retirement, and we’re going to talk […]

You Saved Millions — Now Why Can’t You Spend It?

Cynthia de Fazio 0:21Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, are you in the viewing audience today? And you’ve already retired. You’ve amassed a nest egg. You have an income stream coming in, and […]

Why Saving for Retirement and Planning for Retirement Are Not the Same

Cynthia de Fazio 0:25Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, thank you so much for being with us today. We’re going to talk about a very important subject: income planning, and why having money […]

Retirement Challenges: Myths and Realities

Speaker 1 0:02You can save a couple million dollars, live comfortably, and still get blindsided in retirement, especially by taxes. Today, we’re walking through the mistakes that people make, the myths that quietly cost retirees money, and how to avoid forced income later in life. Speaker 2 0:21Welcome in. Speaker 3 0:22to Retire Smart Maryland […]

The Essential Guide to Retirement Planning

Speaker 1 0:01The markets can move fast and often for reasons that have nothing to do with your portfolio. World events, headlines, and shifting sentiment can change the retirement picture overnight. Today, we’re breaking down what really matters and how to stay in control. Announcer 0:18Welcome in to Retire Smart Maryland Radio with Prashant Sabapathi, […]

200 Episodes of Insight: A Retirement Journey

Speaker 1 0:02It’s our 200th episode of Retire Smart Maryland Radio, and we’re looking back at what time has really taught us, what brings peace, what keeps people stuck, and the simple strategies that make the biggest difference in retiring. Announcer 0:19Welcome in to Retire Smart Maryland Radio with Prashant Sabapathi. Speaker 2 0:26Welcome into […]

Retirement Pitfalls: Key Missteps to Watch

Speaker 1 0:02We all know we should be saving more for retirement, but sometimes it feels like a black hole where your money just disappears. Today on Retire Smart Maryland Radio, we’ll go through six classic missteps that could chip away at your retirement nest egg. Speaker 2 0:20Welcome in to Retire Smart Maryland Radio […]