Annuity Rates in 2026: What to Expect and How to Compare
When I do seminars, I like to ask the room a question: what’s the best CD rate you’ve seen lately? People chime in. Three and a half, four, maybe four and a half percent depending on the term. Then I follow up: what’s the best CD rate you ever remember seeing? And somebody who lived […]
Fixed Annuity Rates in 2026: How They Work and What’s Available
Not that long ago, “safe money” was a punchline. You’d park cash at the bank or in a fixed annuity, earn 1% or 2%, watch inflation run hotter than that, and effectively lose money safely. Plenty of you lived it. That world is gone, and if you haven’t looked at fixed annuity rates since it […]
What Is an Annuity and How Does It Work? A Complete Guide for Retirees
Let me ask you a question. For as unpredictable as the stock market is, should your retirement income be unpredictable too? We don’t think so. And that’s really the whole reason annuities exist. So how does an annuity work? In plain English: you position a portion of your savings with an insurance company, and in […]
It’s All About the Income
Speaker 1 0:04Stay tuned right now for Retire Smart Maryland, the radio hour from Elite Income Advisors, focused on helping you build a stronger financial future and make the best of your retirement years. Retire Smart Maryland covers income and investment strategies, opportunities to help you grow and protect your wealth, examining tax-efficient planning techniques […]
Social Media Financial Advice, and Procrastination in Retirement
Speaker 1 0:04Stay tuned right now for Retire Smart Maryland, the radio hour from Elite Income Advisors, focused on helping you build a stronger financial future and make the best of your retirement years. Retire Smart Maryland covers income and investment strategies, opportunities to help you grow and protect your wealth, examining tax-efficient planning techniques […]
Curveballs in Retirement, and the Social Media Influence
Speaker 1 0:03Stay tuned right now for Retire Smart Maryland, the radio hour from Elite Income Advisors, focused on helping you build a stronger financial future and make the best of your retirement years. Retire Smart Maryland covers income and investment strategies, opportunities to help you grow and protect your wealth. Examining tax-efficient planning techniques […]
Are You Over The Limit?
Cynthia de Fazio 0:24Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi of Elite Income Advisors, and to our viewers at home, thank you for joining us each and every week. You know that this is the show to go to if you’re looking for advice in the retirement […]
Retirement: Am I Ready?
Cynthia de Fazio 0:23Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi of Elite Income Advisors. And to our viewers at home, if you’ve been watching us week after week, you know that Prashant and the team like to talk about the bucket approach when it comes to financial […]
Retirement: Turn Savings Into Income
Cynthia de Fazio 0:23Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, as always, we welcome you to today’s show. And we’re going to talk about a very important topic: your risk tolerance, your risk capacity. […]
Social Security | 62, 67, or 70?
Cynthia de Fazio 0:23Welcome to Retire Smart Maryland. My name is Cynthia DeFazio. Joined today by Prashant Sabapathi and John DeFeo of Elite Income Advisors. And to our viewers at home, we know that you have a lot of questions surrounding Social Security. You’re probably asking yourself, when do I turn it on? Do I […]