The Inventor of the 401(k) Said What?
Speaker 1 0:01Stay tuned right now for Retire Smart Maryland, the radio hour from Elite Income Advisors, focused on helping you build a stronger financial future and make the best of your retirement years. Retire Smart Maryland covers income and investment strategies, opportunities to help you grow and protect your wealth, examining tax-efficient planning techniques […]
A New Way of Thinking About Retirement Planning?
Speaker 1 0:01Stay tuned right now for Retire Smart Maryland, the radio hour from Elite Income Advisors, focused on helping you build a stronger financial future and make the best of your retirement years. Retire Smart Maryland covers income and investment strategies, opportunities to help you grow and protect your wealth, examining tax-efficient planning techniques […]
Planning for Uncertainty in Retirement
Speaker 1 0:01Stay tuned right now for Retire Smart Maryland, the radio hour from Elite Income Advisors, focused on helping you build a stronger financial future and make the best of your retirement years. Retire Smart Maryland covers income and investment strategies, opportunities to help you grow and protect your wealth, examining tax-efficient planning techniques […]
Wildcards in Retirement
Speaker 1 0:04Stay tuned right now for Retire Smart Maryland, the radio hour from Elite Income Advisors, focused on helping you build a stronger financial future and make the best of your retirement years. Retire Smart Maryland covers income and investment strategies, opportunities to help you grow and protect your wealth. Examining tax-efficient planning techniques […]
Retirement is Different Than It Was
Speaker 1 0:03Stay tuned right now for Retire Smart Maryland, the radio hour from Elite Income Advisors, focused on helping you build a stronger financial future and make the best of your retirement years. Retire Smart Maryland covers income and investment strategies, opportunities to help you grow and protect your wealth, examining tax-efficient planning techniques, […]
Deferred Annuities: How They Work and When to Use One
Let me tell you about one of my favorite planning conversations. A couple came into our office with about a million dollars, looking to retire in five years. To make retirement work, they needed to create a $4,000-a-month paycheck for themselves. And their fear, the thing keeping them up at night, was watching that million […]
Single Premium Immediate Annuity (SPIA): The Retirement Paycheck Strategy
For 30 or 40 years, life ran on a simple rhythm: you worked, and a paycheck showed up. Then retirement arrives, the paycheck stops, and you’re left staring at a pile of money with a question nobody prepared you for. How do I turn this into income without running out? The single premium immediate annuity […]
Retirement Annuities: Building Your Income Floor With the Bucket Strategy
Here’s a statistic that stops people in their tracks: in a Northwestern Mutual study, 64% of Americans surveyed said they fear running out of money in retirement more than they fear death itself. More than death. Folks, that tells you everything about what retirement planning is really up against, and it tells you why we’re […]
Immediate Annuities: Turn a Lump Sum Into Guaranteed Income for Life
Here’s a scenario that lands on our conference table all the time. A pension plan offers a choice: take $550,000 as a lump sum right up front, or take $2,800 a month for life. Which one do you take? Run the simple math with me. Dollar for dollar, with no growth at all, $2,800 a […]
Fixed Index Annuities: How They Work and Who They’re For
There’s a concept in behavioral finance called loss aversion theory, and it says something you already know in your gut: the pain of losing money is far more powerful than the pleasure of gaining it. If you’ve ever watched your account drop $50,000 in a week, even knowing it might come back, you’ve felt it. […]