EIA
Elite Income Advisors is more than a firm of financial advisors; we’re your partners in building a secure and rewarding financial future. Our commitment to excellence drives us to provide personalized financial education and solutions tailored to your unique needs.
EDUCATION CENTER
At EIA, we’re dedicated to providing the educational resources you need to ensure a secure financial future. Explore our robust Education Center for helpful insights into investment management, financial planning, retirement, and more!
Our services
Elite Income Advisors has the tools and experience to provide services that suit your individual needs. As partners in your financial future, we can help you fulfill your financial dreams with our services.
Investment Management in Howard County
Our financial advisors customize strategies intended to help you grow your wealth and achieve financial success. Whether it's optimizing your 401(k) or planning your estate, our personalized services are crafted to guide you toward your financial goals and help you secure a stable future.
Financial Planning in central Maryland
We understand that every individual and family has different financial circumstances. We’ll guide you through evaluating your existing plan and help you identify opportunities for improvement to get you closer to your financial goals. Wherever you are in life, we can help you plan your future.
Retirement Planning in Howard County
For those who are over the age of 55 years, Retirement Planning includes Social Security optimization, income generation strategies, Required Minimum Distribution (RMD) compliance, legacy planning, and more.
Howard County Retirement Insurance Solutions
Life is unpredictable. We’re committed to protecting our clients and their loved ones from unforeseen events.
Estate Planning
This is a crucial aspect of financial planning that ensures your assets are protected and distributed according to your wishes.
Tax Planning
Our tax planning services are geared towards assisting you in calculating your current tax liability, as well as employing tax efficient strategies to potentially mitigate your retirement tax bill.
Events
Stay informed and expand your knowledge by attending one of our educational workshops or seminars. Whether you’re planning for retirement, interested in optimizing your Social Security benefits, or seeking help with estate planning, we’ve got you covered. Explore our events and reach out to secure your spot today!
Social Security Optimization, Income, and Tax Planning
Learn about vital estate planning strategies, documentation, types of trusts, and roth conversions.
Planning Your Retirement
This comprehensive 4-hour class is crafted to cover retirement basics all the way to complex retirement concepts and topics.
Retirement Master Class
June Seminars
Meet Our Team
Our team consists of dedicated professionals who understand the complexities of financial planning. Ozer Culhagil, Ph.D. and Prashant Sabapathi co-founded EIA with a dedication to elevating people’s financial well-being, making it possible for them to prosper throughout retirement. Every member of the EIA team is united in embracing this steadfast commitment.
“WE ARE ALL ABOUT INCOME. WE WANT TO MAKE SURE YOU HAVE ENOUGH INCOME COMING IN WHEN YOU RETIRE. AND WE ALSO WANT TO MAKE SURE WE CONSIDER INFLATION AND TAXES.”
“STOP THINKING ABOUT RETIREMENT AS, ‘I HAVE TO GET TO [A CERTAIN NUMBER] BEFORE I CAN RETIRE.’ FIGURE OUT WHAT LIFE NEEDS TO LOOK LIKE, AND LET’S BUILD A PLAN THAT ALLOWS YOU THE OPPORTUNITY TO LIVE THAT LIFESTYLE.”
