Retirement Planning News

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You’ve spent a lifetime working hard and earning the right to enjoy a fulfilling and secure retirement. At Elite Income Advisors, we’re here to help you turn that vision into reality.

No matter if you’re just beginning to consider your future or you’re ready to fine-tune your financial strategy, our Retirement Planning News and education hub is here to help you reach your most fulfilling version of retirement.

Your One-Stop Resource for Retirement Knowledge

Our center includes all the latest news and tips in the retirement planning industry. Here you’ll find:

Retirement Planning News: Stay informed with updates on policy changes, financial trends, and market insights that impact everyone.
Retirement Planning Blogs: Read expert-written articles covering essential topics such as investment strategies, healthcare planning, estate planning, and lifestyle tips for your golden years.
Retirement Planning Videos: Prefer to learn visually? Watch informative videos featuring our advisors breaking down complex topics in easy-to-understand formats.

Our content is designed to guide you every step of the way on your retirement journey with real-world examples and actionable checklists to keep your planning on track.

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Want to learn more about retirement planning? Fill out our Event Interest Form to join us for one of our Planning Your Retirement Workshops.

These sessions are designed to help you better understand your options and gain confidence in your retirement roadmap.

Explore our growing library of resources to stay ahead in your planning journey and ensure your retirement is everything you’ve dreamed it could be.

Middle-aged couple planning for retirement

Retirement Planning Guide: Expert Tips for Peace of Mind

TL;DR: Peaceful retirement starts with a solid, lifelong plan. From setting goals to estimating needs and building investment strategies, early and strategic planning is essential to a secure and fulfilling retirement. First Steps to Start Planning Define Retirement for You: Envision lifestyle, location, healthcare needs. Assess Finances: Know your income, savings, debts, and expenses. Set […]

Young woman adding a coin to a piggy bank

Your Expert Guide to Retirement Accounts: Types, Benefits, and Tips

Key Takeaways: Start early — small contributions grow significantly over time thanks to compounding interest. Explore account types — Traditional/Roth IRAs, 401(k)s, SEP IRAs, SIMPLE IRAs, and more. Maximize tax benefits — some accounts offer tax-deferred growth, others tax-free withdrawals. Take advantage of matches — employer-sponsored plans often come with free contribution matches. Know your […]

Mature woman enjoying early retirement gardening at home

7 Proven Strategies to Retire Early and Live Your Dream Life

TL;DR: Retiring early is a realistic goal with the right planning and strategy. Whether you envision traveling, pursuing passion projects, or enjoying more time with family, early retirement offers freedom and fulfillment. Proven Strategies to Retire Early: Define your retirement vision — Know your goals, lifestyle, and ideal timeline Calculate your financial independence number — […]

Senior couple enjoying their retirement outdoors

How Much Money Do You Really Need to Retire Comfortably?

TL;DR: There’s no magic number for retirement, but understanding your personal goals, lifestyle expectations, and key financial factors—like healthcare, inflation, and longevity—can help you estimate how much to save. Most Americans aim for $1.26M, but using tools like retirement calculators, the 4% rule, and expert advisors can help you create a plan that works for […]

An older couple uses a laptop to plan for their retirement.

Financial Planning for Retirees: 9 Tips to Secure Your Future

TL;DR: Retirement planning has evolved, and securing your financial future requires a well-structured approach. Here are nine key strategies to help retirees manage finances effectively and protect their assets: Create a financial plan outlining income sources, assets, and expenses. Optimize Social Security benefits by timing your claim strategically. Diversify income streams with investments, rental properties, […]

Senior woman calculating her retirement expenses.

Fixed Annuity vs Variable Annuity: What’s the Difference?

TL;DR: Choosing the right type depends on individual financial goals, risk tolerance, and the need for either stable income or growth potential. Consulting a financial advisor is recommended. Fixed Annuity: Offers guaranteed returns and stable payouts, suitable for those prioritizing security. Variable Annuity: Provides potential for higher returns linked to market performance, but comes with […]

Senior couple setting up a retirement plan together

What is a Retirement Plan & How to Start

TL;DR: Retirement planning is key to a secure future. Understand your options, set goals, and start saving early. A financial advisor can help you create a personalized plan. Main Points: Types of Retirement Plans: 401(k), IRA, Pensions, SEP, SIMPLE Planning Your Needs: Estimate expenses, set goals (short-term & long-term) Choosing a Plan: Consider employer match, […]

How to Transition Smoothly from Federal Employment to Retirement

TL;DR: Transitioning from Federal Employment to Retirement Federal retirement planning is essential for financial security and mental preparation. Components of federal retirement include FERS & CSRS pensions, Thrift Savings Plan (TSP), Social Security, and continued health and life insurance. Consider eligibility, optimal retirement age, financial preparedness, health benefits, and lifestyle goals when planning. Consult with […]

Senior woman planning her finances for retirement

What is an Annuity & How it Works

TL;DR: Understanding Annuities for Retirement Stability Security: Annuities provide a steady income during retirement, ensuring financial stability. Variety: Available in immediate and deferred forms to suit different retirement timings and financial goals. Tax Benefits: Earnings grow tax-deferred, with taxation based on the funding source (qualified or non-qualified). Advisor Recommendation: Consulting with a financial advisor can […]

Couple getting ahead of budgeting for retirement together

10 Must-Have Budgeting Tools for Effective Retirement Planning

TL;DR: Budgeting is essential for managing savings, preventing overspending, accommodating changes in expenses, planning for unexpected costs, and maximizing retirement income. Top Budgeting Tools: Mint: Tracks spending habits, investments, and retirement accounts. You Need a Budget (YNAB): Helps allocate income towards essential expenses and savings. PocketGuard: Simplifies spending analysis and identifies savings opportunities. Quicken: Provides […]