Insights

We always keep up with the latest industry news and trends to help our clients stay informed.

Explore our library of insights to learn more about the industry and how EIA factors this information into our strategies.

Deferred Annuities: How They Work and When to Use One

Single Premium Immediate Annuity (SPIA): The Retirement Paycheck Strategy

Retirement Annuities: Building Your Income Floor With the Bucket Strategy

Immediate Annuities: Turn a Lump Sum Into Guaranteed Income for Life

Fixed Index Annuities: How They Work and Who They’re For

Annuity Rates in 2026: What to Expect and How to Compare

2025 The Financial Freedom Blueprint

Speaker 1 0:02On today’s show, protecting your retirement portfolio from potential market crashes is all about balancing risk and reward while keeping a long-term perspective.

Retire Smart: Feeling Overwhelmed When it Comes to Retirement: We got You.

Speaker 1 0:02As we step into 2025 following a tumultuous year shaped by geopolitical shifts, ongoing conflicts, and lingering questions about inflation, interest rates, immigration,

Retire Smart: The Fitness of Your Finances: Exercises to Build Wealth

Speaker 1 0:01For coming up today on Retire Smart Maryland Radio, it’s critical to focus on your financial fitness, but what about your physical fitness?

Financial Coaching For New Year Success

Speaker 1 0:02As we head into the next year, Americans are shifting their focus to finances. Did you know that financial resolutions like saving more

Retire Like Royalty

Unknown Speaker 0:00You Unknown Speaker 0:03coming up today on Retire Smart Maryland Radio. Do you want to retire like royalty? We have four hard lessons

An elderly nurse heartbreakingly realizing she believed, and followed, costly retirement myths.

Six Common Retirement Myths That Could Cost You Money

TL;DR: Retirement myths can quietly derail your financial future if you rely on outdated assumptions. You will see what impacts your income, expenses, and long-term security

YOUR JOURNEY TO THE GOLDEN YEARS STARTS NOW.

“MAKING THE RIGHT DECISIONS AT THE RIGHT TIME, SITTING DOWN AND PUTTING TOGETHER A PLAN, AND FIGURING OUT WHAT IS AVAILABLE TO PROVIDE A LIFETIME INCOME IN RETIREMENT ARE ALL THINGS WE CAN HELP WITH HERE AT EIA.”

“STOP THINKING ABOUT RETIREMENT AS, ‘I HAVE TO GET TO [A CERTAIN NUMBER] BEFORE I CAN RETIRE.’ FIGURE OUT WHAT LIFE NEEDS TO LOOK LIKE, AND LET’S BUILD A PLAN THAT ALLOWS YOU THE OPPORTUNITY TO LIVE THAT LIFESTYLE.”

“WE ARE ALL ABOUT INCOME. WE WANT TO MAKE SURE YOU HAVE ENOUGH INCOME COMING IN WHEN YOU RETIRE. AND WE ALSO WANT TO MAKE SURE WE CONSIDER INFLATION AND TAXES.”