Achieve your full potential with your trusted Howard County financial advisors
Elite Income Advisors: Serving Howard County, Anne Arundel County, and all of Maryland
Our financial advisors in Howard County, MD and Anne Arundel are your partners in building a secure and rewarding financial future. Our commitment to excellence drives us to provide personalized financial education and solutions tailored to your unique needs.
OUR SERVICES
OUR TAILORED FINANCIAL SERVICES
At Elite Income Advisors, we have the tools and experience to provide personalized services that suit your individual needs. Our financial advisors in Anne Arundel and Howard County are your partners as you navigate your financial future and fulfill your financial dreams.
INVESTMENT MANAGEMENT
Our financial advisors customize strategies intended to help you grow your wealth and achieve financial success.
LEARN MOREFINANCIAL PLANNING
Every individual and family has different financial circumstances Wherever you are in life, we can help you plan your future.
LEARN MORERETIREMENT PLANNING
We offer comprehensive retirement planning services tailored to meet the unique needs of residents in Howard County, Maryland, and the surrounding area.
LEARN MOREINSURANCE
Life is unpredictable. We’re committed to protecting our clients and their loved ones from unforeseen events.
LEARN MOREESTATE PLANNING
This is a crucial aspect of financial planning that ensures your assets are protected and distributed according to your wishes
LEARN MORETAX PLANNING
Our tax planning services are geared towards assisting you in calculating your current tax liability.
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ABOUT US
Meet Our Team of Howard County Financial Advisors
Our dedicated team of financial advisors in Howard County, MD and Anne Arundel understand the complexities of financial planning. Ozer Culhagil, Ph.D. and Prashant Sabapathi co-founded EIA with a dedication to elevating people’s financial well-being, making it possible for them to prosper throughout retirement.
Every member of the EIA team is united in embracing this steadfast commitment.
WHY CHOOSE US
PROFESSIONAL GUIDANCE, PERSONALIZED PLANNING, AND LASTING CONFIDENCE

SIMPLIFIED & PERSONALIZED FINANCE PLANNING
We take the stress out of financial planning by providing clear, customized guidance tailored to your unique goals and circumstances.

TRUSTED GUIDANCE EVERY STEP OF THE WAY
Our dedicated team ensures you receive top-tier service and expertise, whether you're just starting your journey or optimizing your investments.

EDUCATION-DRIVEN, CLIENT-FOCUSED APPROACH
We empower you with knowledge and multiple ways to connect, ensuring informed decisions for a secure financial future.
At EIA, we’re dedicated to providing the educational resources you need to ensure a secure financial future. Whether you are seeking a financial advisor in Howard County or need professional guidance on financial matters, our robust Education Center has helpful insights into investment management, financial planning, retirement, and more!


Testimonials
Your Journey to the Golden Years
Starts Now.
Stay informed and expand your knowledge by attending one of our educational workshops or seminars. Whether you’re planning for retirement, interested in optimizing your Social Security benefits, or seeking help with estate planning, we’ve got you covered. Explore our events tailored for Maryland residents and reach out to secure your spot today!
INSIGHTS
Learn about everything going on in the world of retirement planning.
PENSIONS
Retiring soon? Get the most out of your pension plan!
GUIDES
Everything you need to know about Medicare, Social Security, and Tax & Retirement.
401K INFORMATION
Utilize one of your most important retirement saving options.
RETIREMENT CALCULATOR
Find out how much you’ll need to save to retire comfortably.
RESOURCES
EXPLORE MORE RESOURCES FOR A SECURE FINANCIAL FUTURE
Visit our Resources section for access to even more valuable information. Keep up with the latest industry updates or discover if your current income matches your retirement goals with our retirement tax calculator.
SEE ALL RESOURCESWHAT TO EXPECT FROM YOUR FIRST APPOINTMENT
LEARN MORE1
RETIREMENT SMART ROADMAP
We’ll meet with you & explain our unique plan for your success using this road map. It “maps out” your income for the rest of your life, factoring in tax changes and inflation.
2
SOCIAL SECURITY
We’ll go through all your Social Security statements with you and determine the best strategy to optimize your Social Security.
3
RISK ANALYSIS
Are your current investments right for you? We’ll work with you to find out! If there’s room for improvement, we’ll lay out your options so you can make informed choices.