Let’s get you on track towards your most fulfilling version of retirement

Reach out today and ou can expect a member of our team to be in touch within 24 business hours by telephone or email to coordinate your consultation!

Schedule Your Free, No-Obligation Consultation!

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No cost and no obligation!

WHY CHOOSE US

PROFESSIONAL Guidance, Personalized Planning, and Lasting Confidence

SIMPLIFIED & PERSONALIZED FINANCE PLANNING Icon

SIMPLIFIED & PERSONALIZED FINANCE PLANNING

We take the stress out of financial planning by providing clear, customized guidance tailored to your unique goals and circumstances.

TRUSTED guidance every step of the way Icon

TRUSTED guidance every step of the way

Our dedicated team ensures you receive top-tier service and expertise, whether you're just starting your journey or optimizing your investments.

education-driven, client -focused approach Icon

education-driven, client -focused approach

We empower you with knowledge and multiple ways to connect, ensuring informed decisions for a secure financial future.

SCHEDULE A CONSULTATION

Your First Financial Consultation: What to Expect

Feeling unsure about your first appointment? No worries! Here’s a quick look at what you can expect so you can walk in with confidence. Make sure you show up with all the proper documentation. Use the downloadable Financial Planning Worksheet!

1

RETIRE SMART ROAD MAP

We’ll explain our unique plan for your success using this road map. It “maps out” your income for the rest of your life, factoring in tax changes and inflation.

2

SOCIAL SECURITY

We’ll go through all your Social Security statements with you and determine the best strategy to optimize your Social Security.

3

RISK ANALYSIS

Are your current investments right for you? We’ll work with you to find out! If there’s room for improvement, we’ll lay out your options so you can make informed choices

OZER CULHAGIL, PH.D.

OZER CULHAGIL, PH.D.

CHIEF EXECUTIVE OFFICER

WE ARE ALL ABOUT INCOME. WE WANT TO MAKE SURE YOU HAVE ENOUGH INCOME COMING IN WHEN YOU RETIRE. AND WE ALSO WANT TO MAKE SURE WE CONSIDER INFLATION AND TAXES.”

PRASHANT SABAPATHI

PRASHANT SABAPATHI

licensed fiduciary

“STOP THINKING ABOUT RETIREMENT AS, ‘I HAVE TO GET TO [A CERTAIN NUMBER] BEFORE I CAN RETIRE.’ FIGURE OUT WHAT LIFE NEEDS TO LOOK LIKE, AND LET’S BUILD A PLAN THAT ALLOWS YOU THE OPPORTUNITY TO LIVE THAT LIFESTYLE.” 

ABOUT US

Meet Our Team of Howard County Financial Advisors

Our dedicated team of financial advisors in Howard County, MD and Anne Arundel understand the complexities of financial planning. Ozer Culhagil, Ph.D. and Prashant Sabapathi co-founded EIA with a dedication to elevating people’s financial well-being, making it possible for them to prosper throughout retirement.  
 
Every member of the EIA team is united in embracing this steadfast commitment. 

OUR SERVICES

COMPREHENSIVE Financial Solutions

Elite Income Advisors has the tools and experience to provide services that suit your individual needs. As partners in your financial future, we can help you fulfill your financial dreams with our services.

FAQS

NO QUESTIONS LEFT UNANSWERED

Rather speak to someone about your questions? Request a consultation or call us today at (443) 274-3002.

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